Get the furniture and appliances you need today and pay over time with our flexible financing options
Visit our partner stores or browse online for the products you need.
Quick and easy financing—fast approvals with flexible options for all.
Select a leasing plan that best fits your needs and budget.
Enjoy your purchase and experience the satisfaction it brings.
At Omech Financial, we don't base approvals solely on credit scores. We consider factors like income and banking history, making it easier for those with limited or no credit history to qualify. Credit checks may apply, and approval is not guaranteed.
Be old enough to enter into a legal contract
Steady monthly income of at least $750 or $1,000, depending on product
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Valid email address and smartphone number
We use simple language so you know exactly what to expect—no hidden surprises.
Customer first means prioritizing the needs, experiences, and satisfaction of customers in every decision and interaction.
Friendly support means providing helpful, patient, and approachable assistance to ensure customers feel valued and understood.
Omech Financial was founded to disrupt the industry by putting consumers first and exceeding compliance standards.
A clean, intuitive interface with smart features, designed for effortless navigation and a seamless experience.
Our platform is built with top-tier security to ensure your information is always protected and your experience is seamless.
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We provide a range of flexible payment plans tailored to your financial needs, allowing you to choose a plan that fits your budget and lifestyle.
Easily manage your payments and account information online through a secure customer login portal.
We offer some of the most competitive rates in the industry, ensuring you get the best value for your lease purchase agreements.
Flexible auto service financing, making vehicle maintenance accessible for everyone.
Flexible furniture financing, making your home stylish and affordable.
Flexible jewelry financing, making elegance and luxury accessible to everyone.
Flexible appliance financing, making essential home upgrades affordable for all.
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Lease-purchase agreements allow customers to lease merchandise and own it after making all scheduled payments. This gives customers flexibility and avoids the need for upfront, full-price payments.
We offer financing for a wide range of products including furniture, appliances, and home electronics.
To be eligible, you must be 18 or older, have a steady income, an active checking account, and a valid phone number and email address.
Most accounts are conveniently set up with automatic payments that align with your payday. We offer the following payment options:
Ideal for affordable payments
This is our standard option, where you make regular payments over the full 12-18 month term unless you choose an early payment option.
Best for the lowest overall cost
With this option, you pay any applicable processing fees, the cash price, taxes, and any required minimum fees within the first 100 days.
Best for flexibility
You can pay off your balance anytime after 101 days and enjoy a discount on the remaining payments.
If you'd like to select an option other than the default full-term plan, please reach out to our Customer Care team.
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